Exceptional VA assumable loan opportunity at just 2.875%, a rare opportunity in today's market. Better than new and loaded with thoughtful upgrades, this beautiful craftsman-style home offers the perfect blend of luxury, comfort, and country charm on a private 1.5-acre homesite, plus an additional .63 acre lot across the street that adds even more space, privacy, and long-term value. From the moment you arrive, the oversized front porch sets the tone and offers the perfect place to enjoy your morning coffee while watching the sun rise over the peaceful surroundings. Inside, natural light fills the home and highlights a spacious, open layout that feels warm, inviting, and designed for the way people actually live. The kitchen is truly the heart of the home, featuring granite countertops, a large center island, elegant finishes, and custom touches that reflect the care that went into every detail of this home. It opens seamlessly into the main living areas, creating a space that is ideal for entertaining while still feeling comfortable and connected for everyday life. The flexible layout offers room to grow, work from home, host guests, or simply spread out and enjoy a floorplan designed for real life. In addition to the four legal bedrooms, the finished basement includes two additional finished rooms that can easily serve as guest rooms, home offices, fitness spaces, hobby rooms, or other flexible-use areas, giving the home exceptional versatility well beyond the official bedroom count. Outside, the backyard offers the kind of space buyers are always searching for, designed for both entertaining and everyday enjoyment. A custom composite deck leads to a stunning stamped concrete patio that features custom lighting, a stone fire pit, and a built-in grill with a bench, creating the perfect setting for relaxing evenings, gatherings with friends, or enjoying the peaceful mini-estate lifestyle. A dedicated 50 amp RV plug adds even more functionality, ideal for RV owners or visiting guests. The nearly new shed provides excellent additional storage and could easily serve as a workshop, hobby space, or man cave. Located in a quiet, established neighborhood with a true sense of community, this home gives you the rare combination of privacy and convenience. You are just minutes from commuter lots, shopping, downtown Fredericksburg, and quick access to I-95 and Route 17, making this a commuter-friendly location without sacrificing the peaceful setting. If you have been looking for a newer home with luxury finishes, space to spread out, and the charm of country living without giving up convenience, this is the one, complete with an assumable 2.875% VA loan.